What is the primary purpose of Workers Compensation?

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The primary purpose of Workers Compensation is to provide benefits for work-related injuries. This insurance system is designed to ensure that employees who are injured or become ill due to their job receive financial support for medical expenses, rehabilitation, and a portion of lost wages. The main goal is to assist workers in recovering from workplace incidents without the burden of extensive legal battles, as it operates on a no-fault basis.

By offering these benefits, Workers Compensation not only aids the injured workers but also encourages a safer work environment, as employers are incentivized to implement safety measures to reduce the risk of injuries. This focus on managing the consequences of workplace injuries and supporting those affected is what fundamentally defines the role of Workers Compensation within the broader scope of employee welfare programs.

Options that mention supplemental coverage or insurance for all citizens, as well as coverage for elective surgeries, do not align with the core function of Workers Compensation, which is strictly targeted at work-related incidents.

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