What percentage of the Medicare-approved amount do beneficiaries pay for services after meeting their deductible in Part B?

Beneficiaries of Medicare Part B are responsible for paying 20% of the Medicare-approved amount for covered services once they have met their annual deductible. This cost-sharing structure is designed to provide a balance between keeping healthcare accessible to beneficiaries while ensuring that they still have some financial responsibility for the services they receive.

The 20% coinsurance applies to most outpatient services and is a key feature of the Medicare Part B program. After beneficiaries satisfy their deductible, this percentage helps manage overall costs while permitting beneficiaries to utilize their Medicare benefits effectively. It’s essential for beneficiaries to be aware of this percentage when budgeting for healthcare expenses under Medicare. This framework is reflective of Medicare's broader goals of affordability and comprehensive care access.